Property Insights
Practical guides on buying a home in India, where rents and yields are moving, and how to judge a property investment over a full cycle.
- Home buying7 min read
The First-Time Home Buyer's Loan Checklist for India
Sanction is the easy part. Knowing your LTV cap, FOIR limit and the charges that never appear in the brochure is what keeps a purchase affordable.
Hemant Srivastava · 14 July 2026Read - Home buying6 min read
Stamp Duty and Registration Charges: What You Really Pay
Government charges add 5–11% to an Indian property purchase, and none of it can be funded by your home loan. Here is how the numbers break down.
Hemant Srivastava · 30 June 2026Read - Rental trends8 min read
Indian Rental Trends: Where Yields Are Actually Rising
Rents in India's tech corridors have outpaced capital values for three straight years, pushing gross yields back above 4% in markets that spent a decade below 3%.
PropertyPilot Research Desk · 11 August 2026Read - Home buying5 min read
How to Compare Two Home Loan Offers Properly
A 25-basis-point difference on a ₹75 lakh loan is worth about ₹3 lakh over 20 years. A five-year tenure difference is worth far more.
Hemant Srivastava · 22 May 2026Read - Investment7 min read
Property Investment Tips That Survive a Full Cycle
Indian residential property rewards patience and punishes leverage taken at the top of a cycle. Six rules that hold across markets.
PropertyPilot Research Desk · 26 August 2026Read - Home buying6 min read
Under-Construction vs Ready-to-Move: Running the Numbers
An under-construction flat priced 12% below a ready one is often the more expensive purchase once GST, pre-EMI and two years of rent are counted.
Hemant Srivastava · 18 April 2026Read - Home buying8 min read
How to Use a Home Loan Calculator in India Without Fooling Yourself
An EMI figure is only as honest as the inputs behind it. Here is how to run a home loan calculator for India so the monthly number survives contact with the sanction letter.
Hemant Srivastava · 8 September 2026Read - Investment9 min read
Buy vs Rent in India: What the Calculator Actually Tells You
Buying is not automatically better than renting in India. The break-even point depends on yield, rate and how long you stay — and a calculator settles it in a minute.
PropertyPilot Research Desk · 6 October 2026Read - Home buying7 min read
Policy Watch: What Repo and Lending Rules Mean for Your EMI
Repo moves reach your EMI through a chain of resets and spreads. Knowing where you sit in that chain tells you whether to refinance, prepay or wait.
Hemant Srivastava · 3 November 2026Read
Who writes this
Independent analysis — we do not sell leads to brokers or lenders.
Hemant Srivastava
Founder, PropertyPilot India
Hemant built PropertyPilot India after watching friends sign home loan documents they had never modelled. He writes the home-buying and loan-comparison guides, and maintains the lender rate and stamp duty tables behind the calculators.
- Writes the home buying and home loan guides
- Maintains the lender rate and stamp duty datasets
- Reachable at hemantsrivastava139@gmail.com
PropertyPilot Research Desk
Market data and rental research
The research desk compiles the price, rent and yield figures used across the Cities pages from state registration data, RERA filings and listing-portal averages, and publishes the rental-trend and investment analysis that follows from them.
- Compiles city price, rent and yield datasets each quarter
- Cross-checks figures against state registration and RERA sources
- Covers rental trends and investment strategy
Interest rates, government charges and market averages shown here are indicative and change frequently. Confirm current figures with your lender, the sub-registrar office and a qualified professional before you transact.