Buy vs Rent Calculator
This compares estimated net worth after your chosen period: property equity if you buy, versus an invested portfolio if you rent and invest the down payment plus any monthly surplus.
Your numbers
₹80.00 L
₹16.00 L
₹25,000
Assumes rent rises about 5% a year.
After 10 years, the estimated edge goes to
Buying
Estimated difference in net worth
₹3,28,941
Estimated net worth after 10 years
Buy₹98,47,177
Rent & invest₹95,18,236
Loan amount
₹64,00,000
Monthly EMI
₹55,541
Interest paid in period
₹47,44,487
Over 10 years
Rent paid in period
₹37,73,368
Estimated property value
₹1,43,26,782
At end of period
Loan outstanding
₹44,79,605
Total outflow if buying
₹82,64,882
Total outflow if renting
₹37,73,368
Your inputs are saved in the page URL.